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How It Works

If you’ve tried and failed to obtain funding through traditional lending sources, William Mann Jr. CDC is your solution! We provide economic development financing to growth-oriented, small businesses, including minority-owned and women-owned businesses (MWBE) that may not entirely qualify for loans through traditional lending institutions.

Our expert lenders will determine whether your company is financially sound enough to take on debt, then together, if you qualify, we will structure, package and process a customized loan!


To qualify for economic development financing, your business must contribute to economic development by creating or retaining jobs and must be located within our service area.

Generally businesses that qualify meet the following criterion:

• In business for at least three years
• Employ management with acceptable industry experience
• Hold an iron-clad, comprehensive business plan

Down Payment

As a requirement for economic development financing, each client’s down payment or equity is determined on a case-by-case basis, but could be as low as 10%.

Terms & Amounts

The maximum term allowed for economic development financing is ten (10) years, and the maximum lending amount is $100,000. However, loan terms vary according to the size of the loan and the needs of the business.


Your loan-to-collateral value for our economic development financing can be up to 90% of your loan amount and a second lien collateral position is acceptable. However collateral is determined on a case-by-case basis.

See if you qualify. Call or email us today to speak with one of our expert lenders for a FREE evaluation!


FAQ Examples for the WMCDC Website

Q: Who is William Mann Jr. Development Corporation
A: WMCDC is a for profit organization. It is a Community Development Financial Institution (CDFI). Our primary goal is to provide loans for clients who typically cannot get traditional funding. We want our small businesses to grow into sustainable businesses.

Q: Are you a government program? Do have grants for start-up businesses?
A: WMCDC is not a government program. No, we do not offer grants or fund  Start-up companies. The small business would need to be in business for at least 3 years.

Q: Where do you get your funding?
A: We receive our funding from multiple sources. Our clients’ repayment of their loans allows us to relend the money to new business owners. We also receive money from loans, banks, and investment.

Q: How do I make an appointment?
A: Please call 817-871-6267 or send an email to

Q: Where is William Mann Jr. Development Corporation?
A: 1150 S. Freeway, Ste. 118, Fort Worth, TX 76104

Q: How do I apply for a loan?
A: To apply for a loan send email to or call 817-871-6267 to schedule appointment to discuss your business financial needs.

Q: How can I submit my application?
A: You can come in person to turn it in or email to  For questions related to the online application, please contact us at

Q: How long will the application process take?
A: Once we have a complete loan application package, it will typically take between 4 – 6 weeks to know whether or not you are approved.

Call or Email Now.

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